Worthtally vs a premium net worth aggregator: which one do you need?
Last updated: 1 November 2026
A premium aggregator is built for people with many accounts across many institutions, often in several countries, who want them pulled together automatically. Worthtally is for people who are happy to type in their balances once a month and want the record to stay on their own device, with no login and no yearly bill. If you have wealth spread across dozens of connected accounts and entities, an aggregator can earn its price. If you have a normal household balance sheet and value privacy over automation, Worthtally does the job.
What to compare
- Price. A premium aggregator is usually a yearly subscription after a trial. Worthtally is free for everyday tracking, and Pro can be bought once.
- How data gets in. An aggregator connects to banks, brokerages and crypto wallets and pulls live positions. Worthtally is manual entry or CSV import. It never asks for a bank password or a wallet key.
- Where data lives. A web aggregator keeps your data on its own service, behind a login. Worthtally keeps everything on your device, with no account and no cloud.
- Platforms. Worthtally runs as a native app on iPhone, iPad, Mac, Android and Windows, with no web version.
- Complex structures. Some aggregators add ownership tags and nested portfolios for trusts and entities. Worthtally is one household's record.
Pick an aggregator if
- You hold accounts at many institutions, possibly in several countries, and want them aggregated automatically.
- You manage money across trusts or entities and need ownership tags and nested portfolios.
- You hold DeFi, NFTs or staked positions and want them tracked live.
Pick Worthtally if
- You want one private net worth number and are fine updating balances yourself.
- You refuse to hand a bank password or wallet key to a third party.
- You want the FIRE, retirement, emergency and debt planners and a tax pack for your accountant.
- You want to pay once, keep a real desktop app on Mac or Windows, and not think about a renewal.
How Worthtally does it
Everyday tracking, including unlimited accounts and 90 days of history, is always free. Pro adds full history and is $9.99 a year on the App Store and Google Play, or $29.99 once for lifetime access on every platform. Windows is lifetime only. One Apple purchase covers iPhone, iPad and Mac, with Family Sharing. Nothing forces you into a subscription.
Pro also adds budgets by category, custom categories and tags, bills and recurring transactions, what-if scenarios, cost-basis tracking, QIF, OFX and QBO exports, a tax-year pack PDF with a quarterly breakdown and a capital-gains appendix, an accountant bundle ZIP, and live crypto prices from a read-only public price feed.
The free tier is not a demo. You get all nine account kinds (cash, checking, savings, investment, retirement, crypto, real estate, vehicle and debt), the transaction ledger, goals, the four planners, live exchange rates, CSV import, and export to CSV, JSON or Markdown at any time.
Get Worthtally
Related questions
- Does Worthtally track stock prices live?
- No. You enter investment balances yourself. Live crypto prices are in Pro, and exchange rates are free.
- Can Worthtally handle several currencies?
- Yes. Accounts can be in different currencies and are shown in your home currency with live exchange rates, in the free tier.
- Is there a trial for Worthtally Pro?
- The free tier is the trial, and it never expires. Buy Pro when you want full history and the exports.
Worthtally is a Trueframe Digital app. No account, and your records stay on your device unless you back up or export them. See the Worthtally page for screenshots, the full feature list, prices and privacy details.