Worthtally app icon

Private net-worth tracker

Your whole net worth, in one private place.

Worthtally is a private net worth tracker and transaction ledger for iPhone, iPad, Mac, Android and Windows. It brings cash, savings, investments, crypto, property and debt into one clear number, and shows it grow over time. Local-first: every figure stays on your device. No account, no cloud.

Get Worthtally

Worthtally dashboard showing total net worth, trend, assets and liabilities Net-worth history and growth trend Accounts across cash, investments, crypto and property

On every screen you own

iPhone to desktop
Worthtally on macOS, the full desktop layout with a sidebar, net-worth trend, budgets, goals and allocation
Worthtally on iPhone

The same private ledger, native on iPhone, iPad, Mac, Android and Windows. Each one reshapes to fit the screen; not one of them sends a figure anywhere.

A closer look

Real screens

What it does

Worthtally is for people who track their net worth by hand and want it on every device they own, without handing over a bank password or paying a subscription. That includes FIRE savers replacing a spreadsheet, crypto holders with cold wallets, self-employed people who prepare a tax pack once a year, and anyone who left Mint.

01 / TRACK

Track everything

  • Unlimited accounts, always free
  • Cash, savings, brokerage, crypto, real estate, debt
  • Live crypto & exchange rates, in your home currency
  • A net-worth snapshot you take any time
02 / SEE

See it clearly

  • Net-worth trend, month over month
  • Asset allocation at a glance
  • Budgets, goals and a full activity ledger
  • Beautiful in light and dark
03 / PLAN

Plan ahead

  • What-if scenarios & a FIRE / retirement planner
  • Multi-year projections
  • Cost-basis tracking
  • An exportable tax-year pack

Private by design

The whole point

On your device

Your balances are stored locally, never on a server we run.

No account

Nothing to sign up for. Open the app and start.

No tracking

No advertising or analytics SDKs following you around.

Yours to export

Export everything to CSV or JSON, anytime.

Questions

What is Worthtally?

Worthtally is a net worth tracker and transaction ledger for iPhone, iPad, Mac, Android and Windows. You enter cash, savings, investments, retirement, crypto, property, vehicles and debt by hand, and it shows everything you own and owe as one number over time. It also has budgets, goals and FIRE, retirement, emergency and debt planners.

Who is Worthtally for?

People who track their net worth by hand and want one private number on every device they own. That includes FIRE savers watching a multi-year trend, crypto holders with cold wallets a bank link cannot see, self-employed people who send a tax pack to an accountant once a year, and Mint refugees who will not share bank credentials again.

Is there a free version, and what does Pro cost?

Yes. Everyday tracking, including unlimited accounts and 90 days of history, is always free. Pro adds full history and is $29.99 once for lifetime access on every platform, or $14.99 a year on the App Store and Google Play if you prefer. Windows is lifetime only. One Apple purchase covers iPhone, iPad and Mac, with Family Sharing. Nothing forces you into a subscription.

Which platforms is it on, and does the same data work on all of them?

Worthtally is on the App Store for iPhone and iPad, the Mac App Store, Google Play for Android, and the Microsoft Store for Windows. It is the same app on each. There is no cloud sync of balances. You move data between devices with your own backup file. On Apple devices, Pro adds automatic iCloud backup.

Do I need an account? Is my financial data private?

No account, no login, no sign-up. You open the app and start. Your balances and transactions are stored in a database on your device and never touch a server we run. There are no advertising or analytics SDKs. Live exchange rates and, on Pro, crypto prices come from read-only public price feeds; your figures are not sent anywhere.

Can I track my net worth without linking my bank account?

Yes, and that is the whole design. Worthtally is manual entry only. It never asks for a bank password and never uses Plaid or any other bank-credential broker. You type in balances and transactions yourself, so nothing breaks when a bank changes its login, and it covers things a bank link cannot see: cold-wallet crypto, your home, vehicles and gold.

Can I back up or export my data, and get a tax report for my accountant?

Yes. Everything exports to CSV, JSON or Markdown for free, any time. Pro adds QIF, OFX and QBO exports, a tax-year pack PDF with a quarterly breakdown and a capital-gains appendix, and an accountant bundle ZIP that packs those files together. On Apple devices, Pro also backs up your database and attachments to iCloud automatically. Your files stay yours.

Is Worthtally an alternative to Worthy or Monarch Money?

Yes, from different directions. Worthy is a one-time net worth app for iOS and Android only, with no transaction ledger, tax pack or desktop version; Worthtally adds all three and runs on Mac and Windows too. Monarch Money starts at $99.99 a year and needs bank linking through Plaid; Worthtally is $29.99 once and never links a bank.

See your whole picture.

Private, local-first, and built to show your net worth grow over time.

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